Curious about additional ways to grow your clients’ investment portfolio? Discover self-directed IRAs and learn how to unlock investment opportunities outside of the stock market.
STRATA Trust Company 00:05
There are many paths to achieving a secure retirement future and finding the right strategies to reach your retirement goal is essential to your long-term success. One of the most popular savings options is the IRA, or individual retirement account. An IRA is a savings vehicle that provides tax incentives for investors including tax deferred or tax-free growth.
There are specific options for both individual investors and business owners in the form of traditional, Roth, SEP, and Simple IRAs. All of which share the tax advantage structure and potential for compounded growth over time. The benefits for IRAs are vast, but there is a specific opportunity within the IRA universe that investors sometimes overlook, the self-directed IRA. Self-directed IRAs or SDIRAs have the same advantages that traditional Roth, Simple and SEP IRAs offer plus expanded benefits since they are designed to allow a variety of alternative investments which normally cannot be held in a regular IRA with the bank or brokerage firm. These alternatives are held privately outside of the stock market. Generally, SDIRAs differ from standard IRAs in two ways.
1, a larger universe of available investment options and opportunities through alternatives and 2, investment management in a self-directed IRA the account is held by the custodian but directly managed by you the IRA owner. You may also work closely with your financial advisor who may recommend investments or strategies as well. The custodian cannot offer financial or investment advice on your IRA, in the way that a financial advisor would. These key differences yield the differentiated experience for the investor as well as several core benefits.
With the self-directed IRA you have control of your investments and your future. While traditional IRAs are limited to common securities like stocks bonds CD’s and mutual or exchange traded funds. Self-directed IRAs offer investors a range of traditional nontraditional and alternative investment options outside of the stock market. This includes real estate, crowdfunding, private equity, futures, structured settlements, public investments, and more. Leveraging an SDIRA allows individuals the flexibility to build a powerful investment strategy that may offset the volatility of traditional markets and help manage inflation risk while giving you the power to invest money in areas you’re passionate about.
One important advantage that STRATA presents, is our role as a custodian. This means we hold assets on our investor’s behalf. STRATA is regulated through the Texas Department of Banking and subject to strict regulatory oversight and compliance requirements. When it comes to managing your retirement portfolio and planning for your future aligning with the right partner is essential, the details matter. STRATA has been helping investors use their retirement account funds to invest since 2008, with more than a decade of experience and a seasoned team spanning over 350 years of experience in the custody of alternative assets. You can be confident that STRATA Trust has the resources, experience, and expertise to help you meet your goals.
We believe the future is bright for investors and self-directed IRA’s are a compelling option for sophisticated investors. Visit our website at stratatrust.com to learn more about how an SDIRA can help you meet your retirement goals and carve your path to retirement.
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